章节

数字经济背景下的支付互联互通

摘要

互联互通提倡采用共享互连的基础设施,可实现规模化,从整体上降低网络成本。实现互联互通意味着各行业、各机构能够有效且高效地建立连接,对企业和消费者都具有重要意义。为了实现互联互通,乃至打造更具包容性的支付系统,制定针对基础设施的通用目标和衡量标准至关重要。本章聚焦支付行业互联互通,首先从互联互通的定义切入并展开讨论;其次分析了互联互通的价值,进而讨论了促进与实现支付系统互联互通的多种趋势和方法,指出了开发互联互通支付系统面临的潜在挑战;最后结合中国数字经济快速发展的实际情况提出了发展和利用互联互通的具体建议。

作者

Visa课题组

参考文献 查看全部 ↓
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数字经济背景下的支付互联互通

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章节目录

  • 一 引言
    1. (一)问题的提出
    2. (二)定义互联互通
  • 二 互联互通的价值
    1. (一)对企业的价值
    2. (二)对消费者的价值
  • 三 互联互通前沿趋势
    1. (一)数字身份
    2. (二)报文标准
      1. 1.采用ISO 20022标准
      2. 2.ISO 20022标准的局限性
    3. (三)数字货币
    4. (四)数字贸易
      1. 1.弥合数字鸿沟
      2. 2.考虑小微企业
  • 四 推广互联互通的局限性与风险
  • 五 总结
    1. (一)提升监管领域的互联互通性
    2. (二)纳入数字支付服务
    3. (三)促进互联互通,赋能小微企业

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