“Fourth Quarter Sector Statistics Report for the Financial year 2017/2018 (April-June 2018).” The Communications Authority of Kenya.
Aker,J et al. (2015). Payment Echanisms and Anti-poverty Programs:Evidence from a Mobile Money Cash Transfer Experiment in Niger,CDG Working Paper Number 268,July.
Al-Mahmood,S. (2016). “Crime Scene:Who Stole $100 Million From Bangladesh’s Account at the New York Fed?” Wall Street Journal,March 15.
Banco de México Circular 6/2014,2014.
Better than Cash Alliance (2018). Driving to Scale:Bim’s Journey to Digital Financial Inclusion in Peru,Better than Cash Alliance,June 21.
Bughin,J. et. al (2015). “Harnessing the Power of Shifting Global Flows.” McKinsey Quarterly,February.
Burgess,R and Pande,R. (2005). “Do Rural Banks Matter?Evidence from the Indian Social Banking Experiment.” The American Economic Review,June,Vol.95,Number 3.
China’s Digital Economy(2017). A Leading Global Force,McKinsey Global Institute,August.
Consultative Group to Assist the Poor (2015). From Cash to Digital Transfers in India:The Story so Far,February.
Denecker,O. et al. (2016). “Rethinking Correspondent Banking.” McKinsey on Payments,Vol.9,No.23,June.
Doepke,M and Tertilt,M.(2011). Does Female Empowerment Promote Economic Development? Centre for Economic Policy Research,Discussion Paper Number 8441,June.
“How Hawala Money Transfer Schemes are Changing.” (2015)Economist,October 16.
Era Dabla-Norris et al. (2015). Distinguishing Constraints on Financial Inclusion and Their Impact on GDP,TFP,and Inequality,NBER Working Paper Number 20821,January.
Fintech (2018). The Asia Pacific Edition,CFA Institute.
Fintechnews Singapore (2016). “Asia’s top 7 Peer-to-peer Lending Platforms.” June 29.
Gelb,A and Diofasi,A. (2016). ID for Development:Opportunities and Challenges for Africa,Center for Global Development,April.
Granado,A.et al. (2010). “The Unequal Benefits of Fuel Subsidies:A Review of Evidence for Developing Countries.” IMF Working Paper Number 10/202,September.
GSM Association (2017). “2017 State of the Industry Report on Mobile Money.” December.
GSMA Intelligence Database (2016).
Hindustan Times (2017). “20000 Aadhaar Numbers Leaked on Punjab Govt Website”,August 8.
Hindustan Times (2017). “210 Official Websites Display Personal Details of Aadhaar Holders:Govt in Lok Sabha.” July 19.
Hindustan Times (2017). “Details of Over a million Aadhaar Numbers Published on Jharkhand Govt Website.” July 19.
Hong Kong Business(2017). “Peer-to-peer International Payments Now Possible with New Smart Transfer App.” Hong Kong Business,September 22.
IFC (2013). Small and Medium Enterprise Finance:New Findings,Trends,and G-20 Global Partnership for Financial Inclusion progress,Global Partnership for Financial Inclusion.
Institute of International Finance (2017). Capital Flows to Emerging Markets:Brighter Outlook,Institute of International Finance,June 5.
Jacomo Corbo et al. (2017). “Applying Analytics in Financial Institutions’ Fight Against Fraud.”,April.
Julian di Giovanni,J.(2005). “What Drives Capital Flows?The Case of Cross-border M&A Activity and Financial Deepening.” Journal of International Economics,Vol.65,No.1,January.
Karlan,D. et al.(2010). Getting to the Top of Mind:How Reminders Increase Saving,NBER Working Paper number 16205.
Kim,J. (2018). “How He’s Fixing Cross-border Payments with $80m from Tencent and Sequoia.” TechInAsia.com,September 26.
Kiva (2019). http://www.kiva.org.
Lasse Brune et al. (2016). Facilitating Savings for Agriculture:Field Experimental Evidence from Malawi,NBER Working Paper Number 20946,February.
M-Kopa Solar (2019). “Company Overview.” http://Solar.m-Kopa.com/about/company-overview/.
Mas,I. and Radcliffe,D. (2011). “Mobile Payments Go Viral:M-Pesa in Kenya.” Journal of Financial Transformation,Vol 32.
Mastercard.com (2018). “Mastercard Acquires Oltio to Accelerate Digital Payments Adoption in Middle East and Africa.” Mastercard Press Release,March 6.
McKinsey & Company (2010). Inclusive Growth and Financial Security:The Benefits of E-payments to Indian Society,McKinsey & Company,October.
McKinsey Global Institute (2016a). Digital Europe:Pushing the Frontier,Capturing the Benefits,McKinsey Global Institute,June.
McKinsey Global Institute (2016b). Digital Finance for All:Powering Inclusive Growth in Emerging Economies,McKinsey Global Institute,September.
McKinsey Global Institute (2017a). China’s Digital Economy:A Leading Global Force. August.
McKinsey Global Institute (2018a). A Decade After the Global Financial Crisis:What Has (and Hasn’t) Changed?
McKinsey Global Institute (2018b). Notes from the AI Frontier:Applying AI for Social Good,McKinsey Global Institute,December.
McKinsey Global Institute (2019). Globalization in Transition:The Future of Trade and Value Chains.
McKinsey Global Institute(2013). China’s E-tail Revolution:Online Shopping as a Catalyst for Growth,March.
McKinsey Global Institute. (2015a). See Debt and (not much) Deleveraging,February 2015.
McKinsey Global Institute. (2015b). Digital America:A Tale of the Haves and Have-mores,McKinsey Global Institute,December.
McKinsey Global Institute (2017b). Dance of the Lions and Dragons:How are Africa and China Engaging,and How will the Partnership Evolve?June.
McKinsey Global Institute (2017c). The New Dynamics of Financial Globalization,August.
McKinsey Global Institute. (2018c). Outperformers:High-growth Emerging Economies and the Companies that Propel Them. McKinsey Global Institute,September.
Nitin Jain et al. (2017). Deepening Capital Markets in Emerging Economies,McKinsey & Company,April.
NSSO (2013). Household Indebtedness in India,70th Round,2012-13.
Park,C and Mercado,R. (2015). “Financial Inclusion,Poverty,and Income Inequality in Developing Asia.” Asian Development Bank Economics Working Paper Number 426,January.
Ratha,D. (2006). “Reducing Remittance Fees.” Chapter in Global Economic Prospects:Economic Implications of Remittances and Migration,Washington:World Bank.
Shen,A.(2018). “China Pulls Further Ahead of US in mobile Payments with Record US$12.8 Trillion in Transactions”,South China Morning Post,February 20.
Siobhan,C. et al.(2018). Fintech Decoded:The Capital Markets Infrastructure Opportunity,McKinsey & Co.,February.
SME Finance Forum (2013). IFC Enterprise Finance Gap Database 2011.
SME Finance Forum (2018). “How is Ant Financial is Closing the SME Financing Gap in China?” http://www.smefinanceforum.org/post/how-is-ant-financial-closingthe-sme-finance-gap-in-china.3 January.
Susan Lund et al. (2017). “The Value of Digitalizing Government Payments in Developing Economies.” chapter in Digital Revolutions in Public Finance,Sanjeev Gupta ed.,Washington:International Monetary Fund.
“Tencent Eyes Cutting-edge Technology to Battle Digital Financial Fraud.” (2018)China Daily,November 26.
UNOSSC (2018). “Capturing Digital South-South Opportunities to Promote Sustainable Development.” United Nations Office for South-South Cooperation.
Vodafone (2019). “Mobile Money.” 12 December.
Voorhies,R et al. (2013). Fighting Poverty,Profitably:Transforming the Economics of Payments to Build Sustainable,Inclusive Financial Systems,Bill and Melinda Gates Foundation,September.
Voorhies,R.et.al (2013). Fighting Poverty,Profitably:Transforming the Economics of Payments to Build Sustainable,Inclusive Financial Systems,Bill and Melinda Gates Foundation,September.
Voorhies,R.et al. (2013). Fighting Poverty,Profitably:Transforming the Economics of Payments to Build Sustainable,Inclusive Financial Systems,Bill and Melinda Gates Foundation,September.
World Bank. (2015). Global Index Database 2014,April.
World Bank. (2016a). Innovation in Electronic Payment Adoption:The Case of Small Retailers,World Bank,Working Paper Number 106633,June.
World Bank. (2016b). Identification for Development Initiative (ID4D) Global Database 201415,January.
World Bank. (2018). Igniting SDG Progress through Digital Financial Inclusion,UNGSA,Her Majesty Queen Maxima of the Netherlands,Better Than Cash Alliance,September.